Ray Lytle

The Target Scam grows
The Target Scam grows

If you listen to the show you have heard me tell you about the Scammers who are targeting people through an email claiming to be from Target. The first email looks like this…

Dear Target Guest,
As you may have heard or read, Target learned in mid-December that criminals forced their way into our systems and took guest information, including debit and credit card data. Late last week, as part of our ongoing investigation, we learned that additional information, including name, mailing address, phone number or email address, was also taken. I am writing to make you aware that your name, mailing address, phone number or email address may have been taken during the intrusion.
I am truly sorry this incident occurred and sincerely regret any inconvenience it may cause you. Because we value you as a guest and your trust is important to us, Target is offering one year of free credit monitoring to all Target guests who shopped in U.S. stores, through Experian’s® ProtectMyID® product which includes identity theft insurance where available. To receive your unique activation code for this service, please go tocreditmonitoring.target.com and register before April 23, 2014. Activation codes must be redeemed by April 30, 2014.
In addition, to guard against possible scams, always be cautious about sharing personal information, such as Social Security numbers, passwords, user IDs and financial account information. Here are some tips that will help protect you:

  • Never share information with anyone over the phone, email or text, even if they claim to be someone you know or do business with. Instead, ask for a call-back number.
  • Delete texts immediately from numbers or names you don’t recognize.
  • Be wary of emails that ask for money or send you to suspicious websites. Don’t click links within emails you don’t recognize.
Target’s email communication regarding this incident will never ask you to provide personal or sensitive information.
Thank you for your patience and loyalty to Target. You can find additional information and FAQs about this incident at our Target.com/databreach website. If you have further questions, you may call us at 866-852-8680.
Gregg Steinhafel
Chairman, President and CEO

After you fall for it and send them your email address you then receive the following message…

Dear Guest,
Below is the activation code that you requested from Target.
We are partnering with Experian®, a leading global information services company, to provide you with one year of free credit monitoring. Below you will find your unique activation code, along with instructions on how to redeem your one year of free credit monitoring.
Your unique activation code: TGTDGMWUS
Please note: This code will expire on April 30, 2014. You must activate your Experian® account by that date using the instructions below.
Instructions for activating your Experian® ProtectMyID® account:
  1. Go to .protectmyid.com/target.
  2. Enter your activation code
  3. Submit name, address, email
  4. Create log-in, submit Social Security Number
  5. Verify identity
We apologize for the inconvenience the breach may have caused and hope that this credit monitoring service provides you with some peace of mind. Thank you for your patience, understanding and loyalty to Target.
As you can see the emails look official which makes this scam a really effective one. Do your loved ones a favor, especially the elderly ones and let them know about this scam. The big fear with this one is that people have given information and signed up for this credit protection and have not realized that they have given their most important information ESPECIALLY THEIR SOCIAL SECURITY NUMBER to hackers and identity thieves. Remember you should never EVER enter your Social Security number online. Help get the word out!

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